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Shari’ah-Compliant Credit

Credit Cards

Shari’ah-Compliant Credit
With Clarity and Control

Enjoy the flexibility of a credit card while staying true to Islamic values. The BML Islamic Credit Card is based on the Ujrah (fee-based) concept — offering a transparent, interest-free way to manage your purchases with global acceptance.

100% Shari’ah-Compliant

No interest, no late fees, and no compound charges — ever.

Instant credit limit approval

Available for customers with 12 months of consecutive BML payroll and a good credit history.

Accepted Worldwide

Accepted at POS terminals, online platforms, and ATMs around the world.

up to 51-days charge free

You can enjoy up to 51-days charge free and minimum payment requirement of 5% of your monthly balance.

What You Get with
Your Debit Card

Use at ATMs, POS, and online

Accepted locally and internationally

Easy management with BML Mobile and Internet Banking

Choose the Card
That Fits You
BML Islamic Visa Signature

BML Islamic Visa Signature

BML Islamic Visa Platinum

BML Islamic Visa Platinum

BML Islamic Visa Gold

BML Islamic Visa Gold

BML Islamic Visa Classic

BML Islamic Visa Classic

BML Islamic American Express Platinum

BML Islamic American Express Platinum

BML Islamic American Express Gold

BML Islamic American Express Gold

BML Islamic American Express Green

BML Islamic American Express Green

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BML EasyPay for

American Express Cards

With our American Express credit cards, you can also take advantage of our easy installment plan EasyPay to pay for goods in installments at participating merchants.

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BML Rewards

Your Everyday Spending, Rewarded

BML Rewards is Bank of Maldives rewards platform where you earn points for using your credit cards for purchases. If you have an active BML Islamic Credit Card, you are automatically enrolled to the BML Rewards program.

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Offers & Benefits

Live the Lifestyle You Deserve

Unlock exclusive travel, shopping, and lifestyle deals tailored for BML Islamic Credit Card holders. Enjoy curated perks that match your everyday needs and special moments.

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Travel with Peace of Mind

Complimentary Travel Takaful for Credit Cardholders

Wherever you’re headed, we’ve got you covered. Our Travel Takaful is designed to support your journey, offering protection exclusively for BML Islamic Credit Cardholders.

Explore
the Differences
Credit Limit
Above MVR 380,250
Above MVR 480,250
Above MVR 480,250
Interest on Rollover
2% per month
2% per month
2% per month
Joining Fee
MVR 1,350
MVR 1,350
MVR 1,350
Annual Fee
MVR 2,250
MVR 2,250
MVR 2,250
Supplementary / Additional Card Annual Fee
MVR 1,350
MVR 1,350
MVR 1,350
Ready to Get Your New Card?
Ready to Get Your New Card?

How to Apply

Online

BML

Via BML Mobile app or Website

Login to our mobile app or sign in using our website, go to services and apply.

Receive SMS

You will receive an SMS from us when your card is ready for collection. Please visit the branch mentioned in the SMS to collect your card during banking hours. If you would like to collect your card from another branch, please let us know through Internet Banking or submit a letter to the nearest BML branch.

In Person

BML

Find Nearest Branch

Visit your nearest branch and submit the completed application form along with required documents.

Available Branches

  • Hulhumale’
  • Hithadhoo
  • Gan
  • Mahibadhoo
  • Kulhudhuffushi
  • Eydhafushi
Frequently Asked

Questions

Downloads

Notice Of Public Directorship Dv

pdf · 111.50 KB

Notice Of Publication Of Egm Minutes Dv

pdf · 605.59 KB

Notice Of Directorship Candidates Dv

pdf · 280.81 KB

Minutes Of 27th Agm Dv

pdf · 2.12 MB

Notice Of Publication Of 27th Agm Minutes Dv

pdf · 287.53 KB

Notice Of Publication Of Egm 2011 Minutes Dv

pdf · 285.76 KB