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Invest in Your Future

Kiyavaa Loan

Invest in Your Future
Affordable, flexible education loans

Cover tuition fees, exam costs, or living expenses locally or overseas. The Kiyavaa Loan makes education more accessible with minimal charges and a long repayment period.

Loan Amount

Up to 90% of education cost

Repayment Term:

Up to 10 years

Interest Rate:

2.5% p.a.

Fees

No processing fees

Eligibility Criteria

& Repayment Options

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Age: 18 to 60 years

Income must cover loan repayment

Land must be owned by the borrower or a close relative

Satisfactory repayment history

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Repayment

Repayments for unsecured facilities, including Lui Loans and Personal Financing, are automatically deducted from the settlement account on the 7th of every month. However, if the 7th falls on a holiday, the repayment will be deducted on the last working day prior to the 7th.

Repayments for secured facilities are automatically deducted from the settlement account on the last day of every month. However, if the last day of the month falls on a holiday, the repayment will be deducted on the last working day before the end of the month.

How to Apply?

IN MALE’

BML

Make an Appointment

Schedule a visit through our Appointment Portal or BML Mobile App to visit our Business Centre in Male’.

BML

Receive SMS

Once your appointment is confirmed, you’ll get the time and details via SMS.

Visit Business Centre

Go to the BML Business Centre in Male’ at your scheduled time to submit your Retailer’s Loan application along with required documents.

OTHER LOCATIONS

BML

Find Nearest Branch

Visit your nearest branch and submit the completed application form along with required documents.

Available Branches

• Hulhumale’

• Hithadhoo

• Gan

• Mahibadhoo

• Kulhudhuffushi

• Eydhafushi

TIMES

Operating Hours

Business Centre and branches are open from 8:30am to 2:00pm, Sunday to Thursday (except public holidays).

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Useful downloads

Application BMLI Letter Of Credit

pdf · 112.25 KB

Notice Of Public Directorship Dv

pdf · 111.50 KB

Notice Of Directorship Candidates Dv

pdf · 280.81 KB